Free Online Tool
2026 Korea Salary Take-Home Pay Calculator
Estimate monthly take-home pay for a Korean employee in 2026 and review National Pension, Health Insurance, Long-term Care, Employment Insurance, earned income tax, and local income tax separately. Enter both money inputs in units of KRW 10,000.
Money input unit: KRW 10,000
Monthly non-taxable income is the total of pay items treated as non-taxable on your payslip. Items such as meal allowances or a personal vehicle allowance can qualify only when their requirements are met; enter 0 when you have none. Annual salary is assumed to exclude severance pay and be paid evenly over 12 months.
How to Use
- Enter annual salary in KRW 10,000. For example, enter 5000 for KRW 50,000,000.
- Enter monthly non-taxable income in KRW 10,000. For example, enter 20 for KRW 200,000.
- Enter dependents including yourself and children age 20 or under.
- Review each monthly deduction, total deductions, and estimated monthly and annual take-home pay.
Examples
- Enter 5000 to estimate take-home pay for a KRW 50,000,000 salary
- Enter 20 for KRW 200,000 monthly non-taxable income and compare child-count changes
2026 Monthly Deduction Basis
Insurance and tax are calculated separately using their own rules instead of being combined into one deduction rate.
| Item | Calculation basis |
|---|---|
| National Pension | Employee share of 4.75%, with the KRW 410,000 to KRW 6,590,000 contribution-income range |
| Health Insurance | Employee half of the 7.19% employee health-insurance rate: 3.595% |
| Long-term Care | Calculated from the Health Insurance premium using the Long-term Care rate |
| Employment Insurance | Employee share of 0.9% |
| Earned income tax | 2026 monthly withholding table using non-taxable income, dependents, and child count |
| Local income tax | 10% of earned income tax |
Industrial accident insurance is generally employer-paid and is not deducted here. Non-taxable pay, bonuses, year-end settlement, and employer rounding rules can make a payslip differ. The rules were checked against the National Pension Service, National Health Insurance Service, Ministry of Employment and Labor, National Tax Service, and Korean Law Information Center.
Calculation and Conversion Notes
Monthly gross pay is calculated as `annual salary รท 12`. After monthly non-taxable income is excluded, National Pension, Health Insurance, Long-term Care Insurance, and Employment Insurance are calculated separately. Earned income tax uses the 2026 monthly withholding table and local income tax is 10% of earned income tax. Industrial accident insurance is generally employer-paid, so it is excluded from take-home deductions.
FAQ
What unit should I use for annual salary?
Use units of KRW 10,000. Enter 5000 for KRW 50,000,000 or 8200 for KRW 82,000,000.
What unit should I use for monthly non-taxable income?
Use units of KRW 10,000. Enter 20 for KRW 200,000 of monthly non-taxable income shown on your payslip.
What if I have no non-taxable income?
Enter 0.
What belongs in non-taxable income?
Enter the monthly total of pay items actually treated as non-taxable on your payslip. Meal or personal vehicle allowances can qualify only when their legal requirements are met.
Does this include the 2026 National Pension rate?
Yes. It applies the 2026 employee share of 4.75% and the contribution income floor and ceiling in effect from July 2026.
Can this differ from my payslip?
Yes. Non-taxable pay items, bonuses, employer payroll rules, insurance assessment rules, year-end settlement, and tax credits can change the actual amount.
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